Mortgage calculator

What will you pay each month?

Drag the sliders to model your home price, down payment, and rate. We include taxes, insurance, and estimated PMI so you see the full picture.

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Loan type

Select a loan type to pre-fill the current market rate and typical term.

Home price$400,000

Down payment (20%)20%

Interest rate6.47%

Loan term30 years

Property tax (annual)$4,800

Home insurance (annual)$1,800

HOA (monthly)$0

Estimated monthly payment

$2,566

Principal, interest, tax, insurance & fees

Principal & interest$2,016.31

Property tax$400.00

Insurance$150.00

Loan amount

$320,000

Down payment

$80,000

Total interest

$405,871

Total cost

$805,871

Loan breakdown

How balance, interest, and principal change over the life of your loan

Monthly P&I

$2,016

Total interest

$405,871

Total paid

$725,871

Payoff

30 yrs

Month	Payment	Principal	Interest	Balance
Y1 M1	$2,016.31	$290.98	$1,725.33	$319,709.02
Y1 M2	$2,016.31	$292.54	$1,723.76	$319,416.48
Y1 M3	$2,016.31	$294.12	$1,722.19	$319,122.36
Y1 M4	$2,016.31	$295.71	$1,720.60	$318,826.65
Y1 M5	$2,016.31	$297.30	$1,719.01	$318,529.35
Y1 M6	$2,016.31	$298.90	$1,717.40	$318,230.45
Y1 M7	$2,016.31	$300.52	$1,715.79	$317,929.93
Y1 M8	$2,016.31	$302.14	$1,714.17	$317,627.80
Y1 M9	$2,016.31	$303.77	$1,712.54	$317,324.03
Y1 M10	$2,016.31	$305.40	$1,710.91	$317,018.63
Y1 M11	$2,016.31	$307.05	$1,709.26	$316,711.58
Y1 M12	$2,016.31	$308.71	$1,707.60	$316,402.87

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