FactLead insight
6.47%Mortgage Rates as of June 18, 2026
The 30-year fixed mortgage rate is 6.47%, with a weekly decrease of 0.05 percentage points and a monthly decrease of 0.04 points.
FRED MORTGAGE30US, updated Jun 18 2026
Live mortgage rates & daily briefing
Your rate command center
Morning market digest and live FRED rates in one place.
National benchmark
30-Year Fixed
6.47%
-0.05% from last week
The rate most buyers compare against. Select a rate card below to explore other loan types and see their history.
Live FRED data · Updated Jun 18, 6:54 PM
Auto-refreshes every 60 min
Every rate type we track — select one to view its trend chart.
History
30-Year Fixed
52 weeks · Freddie Mac PMMS via FRED
6.47%
View one rate at a time, or turn on Compare mode to overlay trends
Card comparisons vs. last week. Turn on Compare mode to overlay multiple rates.
Daily briefing
Thursday, June 18Updated 6:00 AMAI synthesis
For educational purposes only. Not financial advice. Consult a licensed mortgage professional or financial advisor before making borrowing or home-buying decisions.
- News
Headline on Housing Market and Rates
NerdWallet reported that mortgage interest rates moved lower while the Federal Reserve held the funds rate steady.
NerdWallet, Jun 17 2026
- Fact6.25%
Mortgage Rates for FHA and Jumbo Loans
The FHA 30-year mortgage rate is 6.25%, and the Jumbo 30-year mortgage rate is 6.50%, both as of June 17, 2026.
FRED OBMMIFHA30YF, updated Jun 17 2026; FRED OBMMIJUMBO30YF, updated Jun 17 2026
- Fact5.81%
15-Year Fixed Mortgage Rate
The 15-year fixed mortgage rate is 5.81% as of June 18, 2026.
FRED MORTGAGE15US, updated Jun 18 2026
- Trend5.1%
Market Activity and Home Prices
California's median home price reached a new record in May, with existing single-family home sales increasing 5.1% year over year, and home contract signings rising 4.8% from the previous year.
PRNewswire, Jun 17 2026